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The safety of our students is of critical importance to all of us in Bellingham Public Schools, and we want to protect them as much as possible from injury. However, accidents do happen both at school and elsewhere and required medical care can be expensive. Please know that your school does not assume responsibility for medical care costs but does offer you access to student accident insurance plans for voluntary purchase. See policy 6535 and RCW 28A.400.350.

Details about student accident insurance can be found in this brochure and enrollment form. (Spanish version)

Options are available to cover your child 24/7, anywhere in the world or you can limit coverage to school-related injuries only. The plans do not restrict your choice of doctors or hospitals. However, you’ll also have access to an extensive network of providers with discounted fees. Seeking care through contracted providers may further reduce your out-of-pocket costs, particularly if your child needs surgery or hospitalization.

Also offered is the pay-as-you-go Student Accident & Sickness Plan which covers sickness as well as injury, in and out of school. The Dental Accident plan can be of particular value with younger students as final treatment to injured teeth often needs to be deferred until after they mature.

Common emergency benefits – Regardless of the benefit level selected, all of the accident medical plans and the Student Accident & Sickness Plan will cover eligible charges for Ambulance, Emergency Room and Emergency Room Physician at 100% of Usual, Customary and Reasonable charges (UCR) up to plan limits.

Enhanced benefits for qualified concussions – If an insured student suffers a concussion while participating in any covered activity and is consequently removed from play from his/her interscholastic sport per the school’s formal concussion protocols, then any deductible or inside limit features of the plan are waived and eligible charges for the evaluation and treatment of the concussion are paid at 100% of UCR subject to remaining policy terms and conditions.

Interscholastic Sports – Please know that all plans offered (other than the Dental Accident Plan) may be used to comply with applicable state and local insurance requirements for participation in interscholastic sports (coverage for high school tackle football is offered on a stand-alone basis).

If your child already has health coverage, the student insurance plans offered here can also be used to expand choice of providers and help cover the high deductibles and the 30 to 40 percent cost sharing obligations imposed by many health plans today. To enroll, follow the instructions in the brochure linked above or go directly to . If you have any questions concerning coverages available or need help with enrollment, please call (800) 827-4695 for assistance. Bilingual representatives are available for parents who need assistance in Spanish.

Note: Myers-Stevens is not connected to Bellingham Public Schools in any way. We only agree to distribute their student accident insurance options. They agree to keep rates as low as possible to aid families. A family does not have to use Myers-Stevens for student accident insurance and may obtain student accident insurance from another company of their choice if they determine they need this coverage.